*Loans accepted prior to 10:30 a.m. Central time (Monday – Friday, excluding bank holidays) can be funded that same day.
The Express Lend by Jora Credit is not available in all states. Because we may report your payment history to one or more credit bureaus, late or non-payment of your loan may negatively impact your credit rating. If you fail to repay your Account in accordance with the terms of your Agreement, we may place your Account with or sell your Account to a third-party collection agency or other company that acquires and/or collects delinquent consumer debt.
This is an expensive form of credit. Alternative forms of credit, such as a credit card cash advance, personal loan, home equity line of credit, existing savings or borrowing from a friend or relative, may be less expensive and more suitable for your financial needs. Before borrowing, please consider whether you will be able to repay any amount you borrow along with the Finance Charges disclosed to you in your Agreement. Customers with continued credit difficulties should seek credit counseling.
Express Lend is a product of Jora Credit. Loans underwritten, originated and serviced by state licensed subsidiaries of Jora Credit Holdings, LLC. Alabama Consumer Credit License #MC 22437, Jora Credit of Alabama, LLC. Jora Credit of Idaho, LLC is an Idaho Regulated Lender #RRL-9793.